Marcio Carvalho, Commercial Director of CAPEMISA Capitalização since 2017, has over 25 years of experience as an executive in large and medium-sized companies. He holds a degree in Economics from UGF and MBAs in Business Economics, Information Technology, and Marketing. He is a member of the Board of Directors of the National Federation of Capitalization Companies – FENACAP and an advisor to the Capemi Pension Fund – FUCAP.
Throughout his career, Marcio Carvalho has worked in areas such as Finance, Auditing, Operations, CRM, Marketing, Training, and Sales. He has extensive experience in prospecting, acquiring, and implementing sales operations in alternative distribution channels – affinity and mass-market – in businesses and operations within the Insurance, Capitalization, Health, and Media/Advertising markets.



































































































